So let’s talk honestly about the question we hear all the time in our custom jewelry showroom:

“What are the disadvantages of lab grown diamonds?”

Lab grown diamonds have become incredibly popular in Columbus (actually, they’re popular in the entire country!) and we totally get why. I mean, they’re beautiful, affordable, and check off all the sustainability boxes. No wonder they’ve become the hottest selling gemstone for a custom engagement ring!

Here at Scott’s Custom Jewelers in Columbus, Ohio, we work with both lab grown and natural diamonds every single day. We also specialize in reusing diamonds and gemstones that you already own in your designs (another nod to sustainability). We don’t believe in pushing one gem over the other, and work with you to help you make the right decision for you.

First Off: What Is a Lab Grown Diamond?

A lab grown diamond is a real diamond. Same sparkle. Same hardness. Same chemical structure. The only difference is where it’s grown. We have been following lab grown diamonds for over 10 years now, and when the Federal Trade Commission said they were exactly the same chemically, physically and optically, we started offering them to our customers.

Here’s what they are:

• Natural diamonds grow in the earth over billions of years
• Lab diamonds are grown in a lab in a few weeks using advanced technology

Also, lab diamonds are not fake and not cubic zirconia. In fact, if a jeweler says they can tell a lab diamonds from a mined diamond without special equipment, they’re lying.

(We explain this more here → https://scottscustomjewelers.com/lab-grown-diamonds-lp/)

The Disadvantages of Lab Grown Diamonds

We’re all about transparency! There are a few things you should absolutely know before choosing a lab diamond for an engagement ring or custom jewelry piece.

1. Lab Grown Diamonds Do Not Hold High Dollar Value Like Natural Diamonds

This is the biggest difference, but it comes with an explanation.

Lab diamonds:

• Are not rare
• Can be produced in unlimited quantities
• Continue to drop in price as technology improves

Because of this, lab grown diamonds do not retain or increase in value like natural diamonds sometimes can. Now for the explanation: Natural diamonds are also not “rare” but rather the amount available to the public is controlled by the mining companies, kind of like fossil fuels.

And even more importantly, natural diamonds may have higher worth, but unless you’re a diamond wholesaler, you won’t get the full value of either a lab or mined diamonds if you need to sell it. At best, you’ll get 20% of it’s worth if you have to sell your diamond to a pawn shop.

Simple math time. Say you spend $10,000 on a natural diamond and you need to sell it. You’ll most likely get $2,000 for it, but will have lost $8,000. Ouch.

Same situation, but with a lab grown diamond. You spend $1,000 on it (because they’re about 90% less expensive than mined stones) and need to sell it. You’ll get about $200 for it at a pawn shop, but will only have lost $800! That’s a much better scenario!

Why many Columbus buyers are still okay with this:

Most people aren’t buying an engagement ring as an investment. They’re buying it to celebrate a relationship, and they plan on wearing it everyday. Lab diamonds check off those boxes!

And lab diamonds let you get a bigger, more impressive diamond because they are 80-90% less than diamonds mined from the earth. Plus, they are sustainable and conflict free.

2. Lab Diamond Prices Keep Dropping

Yes, just like electronics and appliances, this is true. Lab diamond prices have come down a lot over the past few years, due to more companies getting into the market, but those prices now seem to have stabilized.

The upside for you:

With a much lower cost than natural diamonds, you can invest more of your budget into the design and craftsmanship of the ring, giving it even more meaning!

We see this every day in our Columbus custom design studio.

3. Lab Grown Diamonds Are Not Rare

Some people love the idea of a diamond formed naturally over billions of years. That story matters to them, and that’s completely valid. But then again, natural diamonds aren’t as rare as they’ve been marketed to be. It’s supply and demand!

The romance of a mined diamond is pretty cool. And, as sustainable jewelers, we absolutely LOVE to reuse diamonds and gemstones from family pieces, because of the stories associated with these stones!

And that brings us to a super important point:

What actually makes your engagement ring unique:

It’s all about the story. At Scott’s Custom Jewelers, your ring is unique because YOU call the shots! We’ll work with you to create a piece that fits your style, your hand, your story!

The design and the meaning associated with the piece, is what makes it special.

See some of our custom jewelry projects

Pros and Cons of Lab Grown Diamonds (Quick List)

Pros

• Cost 80-90% less than natural diamonds
• Bigger or higher quality diamond for your budget
• Real diamond (same sparkle, same durability same material)
• Excellent for everyday wear as a custom engagement rings
• Great option for an anniversary upgrades and statement rings
• No mining required, no social conflicts
• Consistent quality and availability

Cons

• Do not hold or increase in value
• Prices continue to drop over time
• Limited resale or trade-in value
• Not rare or finite

Why So Many Columbus Couples Choose Lab Diamonds

That’s the big question. We actually sell more lab diamonds at our Columbus store than any store in Ohio! Customers have chosen lab diamonds because they check so many boxes:

• More affordable, so they can have a bigger center stone
• High quality lab diamonds offer better quality, clarity and color for the price
• Able to afford a more detailed custom setting for their engagement ring
• Or all the above!

We regularly hear in our Columbus showroom, “I never thought I could afford something like this.” That’s one of our favorite things about lab diamonds.

Our Honest Opinion at Scott’s Custom Jewelers

We love them all!

• Lab diamonds
• Natural diamonds
• Family diamonds
• Vintage diamonds
• And everything in between

They’re just different tools for different goals.

Our job is to educate you, show you the real differences, and help you choose what fits your priorities and budget.

Frequently Asked Questions About Lab Grown Diamonds

Are lab grown diamonds real diamonds?

Yes. Lab grown diamonds are chemically, optically and physically identical to natural diamonds.

Do lab grown diamonds look different than natural diamonds?

No. Even gemologists need special equipment to tell them apart.

Are lab diamonds cheaper than natural diamonds?

Yes. Lab diamonds typically cost 80–90% less than natural diamonds of the same size and quality.

Do lab grown diamonds lose value?

They don’t “lose” value — but they don’t hold value or appreciate like natural diamonds might.

Are lab diamonds good for engagement rings?

Absolutely. They are durable, beautiful, and perfect for everyday wear.

Should I buy a lab or natural diamond?

That depends on:

• Your budget
• Your priorities
• Whether size, value retention, or tradition matters more to you

We help Columbus clients compare both every day in our showroom.

Thinking About a Custom Engagement Ring?

Whether you’re considering lab grown diamonds, natural diamonds, or a combination of both, we’d love to help you design something that fits your style, your budget, and your story.

Make your FREE custom jewelry appointment (both in person and virtually) here

Or stop into Scott’s Custom Jewelers and let’s design something amazing together.

So, What Is a Lab-Grown Diamond?

A lab-grown diamond is simply a diamond that’s created in a laboratory rather than mined from the earth. It’s formed using advanced technology that replicates the natural diamond-growing process, meaning extreme heat, high pressure, and lots of time.

The result? A stone that is chemically, physically, and optically identical to a diamond mined from the ground. Even the Federal Trade Commission says they are the same.

We like to say that diamonds are like tomatoes. Some are grown in a field, others in a greenhouse. The only difference is where they are grown, not what they are. It’s pretty simple.

In fact, if you put a mined diamond and a lab-grown diamond side by side, even a trained gemologist can’t tell the difference without specialized equipment. Same sparkle, same hardness, same durability, same wow factor. But not the exact cost!

Are Lab Diamonds Less Expensive Than Mined Diamonds?

Absolutely! Lab-grown diamonds are generally less expensive than mined diamonds—often by 50% to 80% or more for a comparable stone.

Here’s why:

• Lower production costs: Creating diamonds in a lab doesn’t require massive mining operations, which makes it more efficient and less costly.
  
• Shorter supply chain: Lab diamonds typically go from lab to jeweler with fewer middle steps than mined diamonds.
  
• Not as rare: Mined diamonds take billions of years to form; lab diamonds can be grown in weeks. Since they’re more accessible to produce, prices are more competitive.
  
• Market perception: Some buyers still prefer the “romance” of mined stones, which affects demand and pricing, though this is changing fast!

The bottom line:

You can get a larger, higher-quality lab-grown diamond for the same budget you’d spend on a smaller mined one, without compromising beauty or durability.

Then What’s the Difference?

The main difference between a lab-grown diamond and a mined diamond is the origin of the diamond.

A mined diamond comes from deep underground and has been formed over billions of years. A lab-grown diamond is created in a controlled lab environment in weeks. But both are made of carbon atoms arranged in the same crystal structure.

The same independent labs (like GIA or IGI) grade both types of diamonds using the same 4Cs: Cut, Color, Clarity, and Carat weight. That means you’ll get the same official certification and guaranteed quality if your diamond was grown on Earth or in a lab.

Why Choose Lab Grown?

We made the decision to sell lab diamonds about 7 years ago, when they came into the market for engagement rings. The reality is that lab diamonds have been made for years for industrial uses (drills, technology). They just weren’t made for jewelry. And with all of the social issues surrounding mined gemstones, we decided to offer a sustainable, conflict-free option in our custom jewelry store.

Many of our customers love lab-grown diamonds for the following reasons:

• More Diamond for Your Budget: Lab-grown diamonds typically cost 50–80% less than mined ones, meaning you can often go bigger, or get better quality, or both.
  
• Sustainability: They’re a more eco-conscious option, using fewer natural resources and causing less environmental disruption. The labs we source our diamonds from use solar and wind to power their plants too, reducing their carbon footprint even more!
  
• Ethics: Since they’re grown in labs, there are no concerns about conflict diamonds or questionable mining practices.

The Bottom Line: Lab-Grown Diamonds Are Real Diamonds

Lab-grown diamonds aren’t “fake,” “synthetic,” or “imitations.” Those terms belong to cubic zirconia or Moissanite—stones that look like diamonds but are made of entirely different materials.

Lab-grown diamonds are diamonds. And whether you’re shopping for an engagement ring, a custom necklace, or a sparkling pair of earrings, they’re a beautiful, modern choice that we’re proud to offer.

Is a Lab-Grown Diamond a Real Diamond? Frequently Asked Questions

Are lab-grown diamonds considered fake?

No, lab-grown diamonds are not fake. They are real diamonds with the same chemical, physical, and optical properties as mined diamonds. Only their origin differs.

What are the disadvantages of lab-grown diamonds?

Disadvantages include lower resale value, limited rarity, and market perception. Lab diamonds may not appreciate over time and are less favored by traditional collectors.

Is it better to buy a real diamond or a lab-grown diamond?

It depends on your priorities. Lab diamonds offer better value, ethics, and sustainability. Mined diamonds may appeal more for tradition, rarity, or investment.

Can a jeweler identify a lab-grown diamond from a mined diamond?

Not with the naked eye. Even trained gemologists need specialized equipment to distinguish lab grown from mined diamonds, as they are identical in appearance.

Find Your Perfect Lab-Grown Diamond with Scott’s Custom Jewelers

Ready to dazzle with a diamond that’s ethical, affordable, and just as brilliant? Let Scott’s Custom Jewelers create a custom lab-grown piece just for you!

And now, radiant-style engagement rings are seeing a major resurgence among couples seeking something unique and bespoke, and undeniably glamorous.

Whether you’re shopping for your perfect ring or just dreaming for the future (hint—start a Pinterest board, stat!), here’s a look at 5 popular radiant cut diamond engagement rings that are rising in popularity.

What is a Radiant Cut Diamond?

The radiant cut was first introduced in the late 1970s by master diamond cutter Henry Grossbard. It was designed to combine the best of both worlds: the fiery sparkle of a round brilliant cut with the elegant, elongated shape of an emerald cut.

Radiant cut diamonds are incredibly versatile, characterized by trimmed corners, straight sides, and a brilliant facet pattern. They can be either square or rectangular, and are known for their intense sparkle and strong presence on the hand.

Why Radiant Cut Rings Are Trending

Trends follow the stars—and thanks to the gorgeous engagement rings worn by celebrities like Jennifer Aniston, Jennifer Lawrence, and Lea Michaels, the radiant cut is becoming very popular. And rightly so! Radiant cut diamonds offer maximum sparkle, thanks to their 70+ facets or cuts.

Plus, radiant cut stones feel contemporary, but have enough classic elegance to stand the test of time. And the finger-flattering, elongated shape tends to make fingers appear longer and slimmer (always a win in our books!)

And let’s talk about the durability of a radiant cut diamond. The trimmed corners help prevent chipping, making it ideal for daily wear.

Lab-Grown Radiant Cut Diamonds

With the popularity of lab-grown diamonds, an ethically, sustainable, and inexpensive option now in diamond engagement rings, the radiant cut lab-grown diamond has become even more popular.

And for good reason! Radiant cut lab grown diamonds in large carat sizes (3 carats and bigger) are now affordable, especially in high-quality, well-cut stones.

5 Popular Radiant Style Engagement Ring Settings

From classic to contemporary, radiant cut diamond rings have tons of setting options.

1. Solitaire Radiant Cut Ring

Simplicity meets sophistication. A solitaire radiant cut engagement ring lets the diamond take center stage. With a sleek band, designed in either yellow gold, white gold, or platinum, it’s a minimalist’s dream with a modern edge.

2. Radiant Cut with a Halo

A radiant cut diamond, surrounded by a halo of smaller diamonds, will always boost the bling factor. This engagement ring setting adds size, sparkle, and an air of vintage glamour. It’s ideal for those who love a dramatic, eye-catching look and want to make a statement!

3. Three-Stone Radiant Cut Engagement Ring

Also called a past, present, and future ring, three-stone radiant cut engagement rings are flanked by two smaller side stones, of either the same cut or a complementary shaped cut stone. The three-stone ring offers a regal, balanced look that’s both romantic and elegant, and is popular with romantics who love symbolism and symmetry.

4. Hidden Halo Radiant Cut Setting

A subtle twist on the traditional diamond halo setting, the hidden halo lies just beneath the center stone, adding sparkle without overpowering the diamond. The brilliant wisp of diamonds under the main radiant cut stone is perfect for brides who want something classic, but with a twist.

5. Radiant Cut with Pavé Band

For those who love luxury, a pavé-set band, encrusted with tiny diamonds, enhances the radiant cut’s sparkle without overwhelming it. This engagement ring style is a favorite among those who love detail and shine but prefer a sleek, refined design.

Metal Choices That Enhance Radiant Cuts

Want to add even more personality to your radiant cut diamond engagement ring? Then, consider the metal color.

Looking for warmth and a vintage vibe? Yellow gold (especially 18k) is a great choice. This trending color enhances the radiant cut’s sparkle.

For those who prefer sleek and modern, white gold or platinum is the all-time favorite. This color of metal amplifies the brilliance of a radiant cut and puts the focus on the stone.

And for those who yearn for a romantic or feminine touch, setting a long, radiant cut diamond into 14k rose gold is a beautiful way to get that old-world feel.

Why Choose a Radiant Cut Engagement Ring?

Radiant cut engagement rings are the perfect mix of sparkle, structure, and style. Whether you love a minimal solitaire or a glittering halo, the radiant cut offers versatility and brilliance that’s hard to beat.

When choosing an engagement ring, remember—style is personal, but sparkle is forever. If you’re looking for a stone that dazzles from every angle and feels just a bit different from the crowd, the radiant cut might just be your perfect match.

Radiant Cut Diamond Engagement Rings: Frequently Asked Questions

Is a radiant cut diamond more expensive?

Radiant cut diamonds are typically less expensive than round cuts but can cost more than other fancy shapes like emerald or cushion cuts. Their price depends on carat, clarity, color, and cut quality.

How much is a 1.5-carat radiant diamond worth?

A 1.5-carat radiant-cut diamond typically ranges from $1,500 to $15,000, depending on factors like color, clarity, and whether it’s lab-grown or natural.

What diamond cut is the prettiest?

The prettiest diamond cut is subjective, but round brilliant cuts are often considered the most classic and sparkly. Other popular choices include oval, emerald, and radiant for their unique shape and light performance.

Shop Custom Radiant Cut Diamond Engagement Rings with Scott’s Custom Jewelers

Looking for your dream ring? Let us help you explore radiant-style engagement rings tailored to your taste and budget. Book your in-person or ZOOM appointment here for a custom consultation!

This spring, the trend for wedding sets ranges from the very traditional look of plain gold bands to fun styles that reflect the couple’s personality, ethical values, and modern aesthetics. Here are five popular his and hers wedding sets trending in 2025.​

His and Hers Wedding Sets History

The tradition of matching wedding rings—where both partners wear rings that are similar or coordinated—has a rich and evolving history that dates to ancient Egypt and Rome.

Ancient Roots (Egypt & Rome)

• Ancient Egypt (~3000 BCE): Egyptians were the first known group to use rings to symbolize commitment. These rings were often made from braided reeds or leather and worn on the fourth finger of the left hand, believed to contain the “vena amoris,” or vein of love.
  
• Ancient Rome: Roman grooms gave their brides iron or gold rings as a symbol of ownership and contract (yikes!), but only the bride wore a ring—there was no matching band yet.

Medieval to Renaissance Europe

During the medieval times, wedding rings were common only among the nobility and the wealthy.

• Puzzle rings and Gimmel rings (interlocking bands worn separately before marriage and combined afterward) offered early versions of matching wedding sets.
  
• Still, only women typically wore them, often as a public sign of betrothal.

17th to 19th Century: Religious and Legal Shifts

In Protestant Europe, wedding rings eventually became more symbolic of love and commitment, rather than legal contracts. By the Victorian era, matching bands had started to appear, especially among wealthier couples, although it was still not common for men to wear wedding rings.

20th Century to Modern Era (2000s–Now)

World War II was a pivotal time in wedding band history. Many soldiers wore rings to feel connected to their wives back home. This popularized men’s wedding rings in the U.S. and Europe.

Then, matching sets became a default option for many couples, but today’s trend leans more toward coordinated, rather than identical, rings that reflect their personalities rather than exact matches.

5 Trendy His and Hers Wedding Sets

With the availability of custom jewelry design, today’s couples have so many options when it comes to wedding bands. Here are the top choices for Spring of 2025.

1. 14k gold band

The rich look of a wide, 14k yellow gold band is definitely making a comeback! Reminiscent of Grandma and Grandpa’s matching wedding sets, gold bands are timeless. Additionally, gold bands (in any color) can easily be sized up or down over the years as a couple’s fingers change.

Another gold band trend is combining metals, such as rose gold with platinum or yellow gold with white gold. This contemporary twist plays off the classic design for wedding bands. ​

2. Lab-grown diamond wedding rings

It’s no secret that eco-conscious couples are gravitating towards lab-grown diamonds, which are identical in appearance to mined diamonds but are more sustainable and affordable. And adding some bling to wedding rings is definitely a 2025 trend!

​Classic, straight lab diamonds bands that sit up flush to the engagement ring are popular for brides, with their spouses choosing flush-set diamonds within a wider gold wedding ring. It’s “match-ish,” not “matchy-matchy”

3. Vintage and antique-inspired designs

Old world looks are hot right now for a couple of wedding sets. Rings featuring bespoke details, such as intricate filigree, milgrain beadwork, and Art Deco or Victorian motifs, are making a comeback this Spring.

And no wonder- they’re beautiful! These designs offer a romantic nod to the past while providing unique character to each piece. ​

4. Colored gemstone wedding rings

Moving beyond traditional diamonds, many couples are opting for sapphires, emeralds, rubies, and aquamarines in their wedding rings. These vibrant colored gemstones add a personal flair and can symbolize various meanings or birthstones. ​

Colored gems, mixed with diamonds, make these gorgeous wedding rings really stand out!

5. Stacked and contoured ring sets

Stackable rings and contoured bands that nestle alongside engagement rings are gaining popularity. In fact, many couples are using the wedding finger to tell their family story, with bands symbolizing not only weddings and anniversaries, but also milestone birthdays and children.

This trend is perfect for couples who want a unique look and gives them the ability to mix and match pieces over time, showing the evolving journey of their relationship.

His and Her Wedding Sets: Frequently Asked Questions

Do his and hers wedding rings have to match?

No, his and hers wedding rings do not have to match. Many couples choose rings that reflect their individual styles, preferences, or professions, while still maintaining symbolic unity through shared elements like metal type or engraving.

Do you wear your engagement ring once married?

Yes, many people continue to wear their engagement ring after getting married, typically stacking it with their wedding band. Some choose to wear it only on special occasions or switch fingers, depending on comfort and lifestyle.

Who pays for the wedding band?

Traditionally, the bride buys the groom’s band and the groom buys the bride’s, but modern couples often share the cost or follow whatever arrangement works best for them.

Design Your Dream Wedding Set with Scott’s Custom Jewelers

Ready to create wedding bands that are as unique as your love story? We specialize in custom his and hers wedding sets that blend personal style, timeless design, and ethical craftsmanship. Whether you want matching metals, personalized engravings, or totally different looks that still connect, we’ll bring your vision to life.

Book your free consultation today and let’s design something unforgettable—together.

Whether you’re updating your style, honoring a milestone, or repurposing heirloom pieces. If it’s time to redo your I-do, here are 6 ways to redesign your wedding rings into something fresh and new.

Why Should a Wedding Ring be Redesigned?

Your love may be forever, but wedding rings can change throughout your marriage. Some common reasons why a wedding ring should be redesigned include:

• The ring is too worn out or broken to repair correctly.
• Your finger size, or even an injury to your finger, requires a different style of ring.
• You’ve inherited jewelry or gemstones that you’d like to incorporate into your wedding ring
• You can now afford to upgrade your center diamond into something bigger.

6 Inspirational Ideas for Redesigning Wedding Rings

Sometimes, all it takes is a little tweak to make a big impact when redesigning your rings. Wedding bands are filled with sentiment and memories. Restyling your rings let’s you keep the gemstones, recycle your old gold mounting, and make a new chapter to your story without replacing those memories. Here are 6 different ways to redo your wedding set.

1. Upgrade or replace the center stone

Most engagement rings consist of a base, called a shank, with a separate top for the center stone, called a head. If the base of the ring is still in good shape and doesn’t need extensive repairs, simply swapping out the original diamond or gem for a larger, perhaps higher-quality one (like a super affordable, lab-grown diamond) is a stunning way to upgrade your set.

And you don’t have to use a diamond. Replacing the stone with a gorgeous colored gemstone, like a sapphire, emerald, or ruby, is a great way to add some personality to your ring.

2. Change the ring setting

Over the years, the small prongs holding the diamond or gemstone in place may wear away, making the setting unsafe. This could be a great time to change the setting style into something different.

Options include using a bezel setting to secure the stone. Bezel settings don’t use prongs, but instead surround the diamond or gemstone with a “donut” of gold or platinum. Bezels are great if you are a little harder on your jewelry or work requires you to wear gloves (those prongs ALWAYS catch on gloves!).

Another option would be to replace the setting with a diamond halo around the gem. Not only will you get to keep your original stone, but that custom diamond halo will may your center look even bigger. Always a win/win!

3. Remount everything into a new design

If you really want a totally new look, but want to keep your original diamonds (or maybe add some family stones), then remounting your ring might be the solution.

With CAD technology and 3D printers, it’s easier than ever to transform your stones into something brand new and stylish! Restyling means that you’ll repurpose your gemstones, recycle your gold, and redesign your jewelry into fresh, new pieces you’ll love to wear. And most importantly, you’ll get to keep your memories!

Maybe you want to add some more sparkle. No problem—adding colored gemstones, or upgrading your center stone to a new lab grown diamonds, available in every shape and size, can really juice up your wedding set.

4. Add personal engravings or hidden messages

Adding personal engravings to the inside of a band is a sweet way to privately change things up. You can inscribe names, dates, coordinates, or quotes on the band, kind of like a secret message.

And laser engravings can even allow for mini custom patterns to be added to the outside and inside of a band! Engravings add emotional value without changing the outward appearance too much.

5. Create a stackable ring set

A great way to update your ring is to add a stackable band to the set.

If you love symmetry, designing a custom replica of your wedding band to the other side of your engagement ring will give you more width and help balance out the rings.

Or you can add contour bands or eternity bands with diamonds or colored gems that may represent the birthstones of your children. In fact, many couples are marking each family milestone, like a child’s birth or anniversary, with a new band and stacking them all on one side. It’s like building your love story in jewelry form.

6. Change the metal color or finish

If you need to start fresh, now is the time to recast the ring in a new metal, like switching from yellow gold to white or rose gold, or even platinum. And don’t forget about mixing metals, too! Combining colors is a great way to stay on-trend and gives you many options when accessorizing your jewelry look.

Also, adding fun textures, like hammered, brushed, matte, or high-polish finishes, to a wide band will instantly and inexpensively update your wedding bands.

Pair the redesigned wedding set with a vow renewal, or surprise your partner on a milestone anniversary with the updated ring. Total win! It’s all about making new memories.

Ideas for Redesigning Wedding Rings: Frequently Asked Questions

How to redesign your wedding ring?

To redesign your wedding ring, consult a custom jeweler to discuss your vision. You can reset stones, change the setting, add new diamonds, or even combine it with another piece to create a fresh, personalized design.

Can old wedding rings be redesigned?

Yes, old wedding rings can be redesigned into new styles. Jewelers can reuse the original stones and metal to create a modern look that retains sentimental value.

What is the 3-month ring rule?

The 3-month rule suggests spending three months’ salary on an engagement ring. However, it’s an outdated guideline—modern couples prioritize budget, style, and meaning over strict spending rules.

How do I tell my husband I want to upgrade my ring?

Be honest and kind. Express that you love the sentimental value of your ring but would like to explore a design that better reflects your style today. Suggest upgrading together as a way to celebrate your journey.

How often should I get my wedding rings checked?

It’s always better (and less expensive) to head off repairs before you lose a stone. At Scott’s Custom Jewelers, we like to check your wedding rings every six months (just like your teeth at the dentist). We’ll deep clean your rings, check the prongs for wear, and look for any cracks or damage in the settings.

Ready to Redesign Your Wedding Ring? Let’s Make It Unforgettable

Whether you’re celebrating a milestone, honoring a loved one, or just craving a fresh new look, redesigning your wedding ring is the perfect way to reflect your journey. We specialize in transforming meaningful pieces into something that feels brand new—but still tells your story. Book your custom design appointment today and let’s reimagine your ring together!

But just because it’s classic doesn’t mean it’s basic. From vintage vibes to bold, modern bands, round engagement diamond rings can be as unique as the love story they represent.

What Are Round Engagement Rings?

When most people picture an engagement ring, they’re likely imagining a round diamond—and for good reason. This classic shape has stood the test of time, thanks to its unmatched sparkle and universal appeal.

The modern round brilliant cut was perfected in 1919 by Belgian mathematician Marcel Tolkowsky, who calculated the ideal proportions and angles to maximize a diamond’s brilliance and fire. His design, with 58 facets, became the gold standard in the jewelry world—and it still is today.

Round engagement rings really took off after De Beers launched its iconic “A Diamond is Forever” campaign in 1947, cementing the round diamond’s status as the go-to symbol of love and commitment.

Timeless? Absolutely. But that doesn’t mean it has to be boring. Today’s round engagement rings come in all styles—from vintage and romantic to bold and modern—making them the perfect choice for almost every kind of bride.

5 Stunning Round Engagement Rings You’ll Adore

If you’re looking for a ring that screams classy and modern, search no further! These round engagement ring styles bring serious sparkle and personality—get ready to swoon!

#1. Vintage Cut Round Engagement Rings

Is your fiancé an “old soul”? Then she’d probably love a vintage round cut for an engagement ring!

Before Tolkowsky created the modern brilliant cut, round diamonds were cut by hand. Often called old European cuts, these diamonds are made in a style developed in Europe, and were popular from 1890 to 1930. Many vintage rings with a round diamond from this period will very likely feature an old European cut, often abbreviated as “OEC.”

The biggest difference between an old European cut and the modern round brilliant is that the old cut favors dispersion or a multi-colored flash of light from within the stone, and has less facets. The modern round brilliant cut is a bit different.

The 58 planes of a modern diamond maximizes it’s sparkle, and creates the signature checkerboard pattern you see play across the stone’s surface. Fun fact, today’s lab grown diamonds are all modern cut, and are indistinguishable from mined diamonds by the naked eye.

#2. Thick Band Round Engagement Rings

Dainty looks are cool, but today’s engagement ring style is becoming bolder—and the thicker the band, the better!

Sometimes called “cigar bands,” this gorgeous ring features a beautiful round diamond on a wide, generally 14k yellow gold band.

This style of engagement ring can look very modern when the diamond is set in a bezel style of mounting, or even artsy when you add textures and finishes to the gold. Details like hammering the band, or sandblasting the gold set this ring apart from others.

#3. Bezel Set Round Engagement Rings

Speaking of bezels…

If your partner is a modern girlie, then bezel-style rings will definitely fit her vibe! A bezel is simply a band of gold, like a donut, that secures the stone instead of prongs.

And you can even use a partial bezel for a lighter look – the combinations are endless!

#4. Three-Stone Round Diamond Engagement Rings. 

Three-stone, or past, present, and future, rings are becoming quite popular again. Seeped with meaning, these beautiful engagement rings sometimes combine smaller family diamonds, along with a newly purchased and larger center stone (like an ethically created, lab-grown diamond).

And the stones don’t have to be all diamonds either! Adding colored gemstones next to a brilliant, round diamond is a wonderful way to add personality and meaning to your wedding ring.

Want to pack a punch? Try stacking the three stones up and down on the ring. This look adds some cool drama and gives the ring a long, lean look.

5. Yellow Gold Round Engagement Rings

In the 2000s, everyone chose 14k white gold for their wedding rings, and that trend continued until the 2020s. But like bellbottom jeans and peplum tops, yellow gold engagement rings are back in style.

And for good reason! Yellow ‘looks’ like gold. The cool, soft sheen also complements pretty much every skin tone. While some engagement ring customers chose to set their diamond in a white gold top on a yellow gold band, more are opting for all yellow!

Round Engagement Rings: Frequently Asked Questions

What does a round engagement ring represent?

A round engagement ring represents eternity, unity, and timeless love. Its circular shape symbolizes never-ending commitment, while its classic cut reflects elegance and enduring style.

What questions to ask when buying an engagement ring?

Ask about the ring’s cut, clarity, carat, and color, as well as the metal type, return policy, warranty, customization options, and whether the diamond is lab-grown or natural.

What are the 5 C’s of engagement rings?

The 5 C’s of engagement rings are Cut, Color, Clarity, Carat, and Certification. These factors help determine a diamond’s quality, appearance, and value.

Who legally owns an engagement ring after a breakup?

Ownership laws vary by state, but in many cases, the giver can legally reclaim the ring if the engagement is broken before marriage, as it’s considered a conditional gift.

Design the Round Engagement Ring of Their Dreams at Scott’s

Ready to pop the question with a ring that’s as timeless as your love story? From vintage-inspired to modern and bold, we’ll help you design the perfect round engagement ring—custom-crafted, ethically sourced, and totally swoon-worthy.

Book your appointment with Scott’s Custom Jewelers today—online or in-store!

Why Choose a Non-Diamond?

Why choose a non-diamond? Well, there are lots of reasons, and fortunately, lots of beautiful alternatives to a diamond engagement ring. Maybe you are looking for something unique or more affordable. Perhaps it’s the ethical or sustainability factors that have you questioning other gemstones. Or you simply want a symbolic meaning behind the ring that doesn’t fit the bill with traditional, popular choice diamonds.

The Story Behind the Diamond Engagement Ring

It all began in the 1400s when Archduke Maximillian of Austria commissioned the very first diamond engagement ring on record for his future bride, Mary of Burgundy. Before that, anthropologists believed the tradition of engagement rings originated from the Romans, where wives wore rings attached to small keys to indicate ownership. Yikes!

During the Victorian and Edwardian eras, rings with mixed metals, gemstones, and details like flowers were used for engagement rings. These pieces of jewelry were very ornate and featured lots of delicate filigree metalwork. This became the go-to look for engagement rings all over Europe and America.

It wasn’t until 1940, though, that diamond engagement rings became popular in the United States. The slogan, “a diamond is forever” was launched by the major diamond mining company, DeBeers, and diamonds became the go-to stone to signify marriage.

Consider a Non-Diamond for an Engagement Ring

Non-diamond rings offer a modern perspective on engagement jewelry. Instead of following tradition, choosing an alternative stone makes a statement about individuality, creativity, and the willingness to do things differently.

But it’s ultimately about finding something that feels right for you and your partner when you begin your journey together. And luckily, there are tons of options!

5 Non-Diamond Gemstones to Consider for an Engagement Ring

So, if you’re leaning away from traditional diamonds, what are your options? We’re so glad you asked. Here are our 5 favorite non-diamond gemstones to use in engagement rings.

#1. Sapphire Gemstone

Available in every color of the rainbow and cut in every shape, sapphires are a stunning, durable choice for an engagement ring. They’re also harder than many other gemstones (second in hardness to diamonds), making them a great option for a ring that can handle daily wear.

And if ethics and sustainability are important to you, then choosing a high-quality, lab-grown sapphire fits the bill as well. Lab-grown blue sapphires are much less expensive than their mined counterparts.

The only downside to lab sapphires is that they may look ‘too’ perfect! Since the process is controlled, man-made sapphires tend to all look alike.

#2. Emerald Gemstone

Known for its vivid, deep green hue, May’s birthstone, the emerald, can be a stunning, eye-catching, beautiful choice for a nondiamond engagement ring.

Emeralds were first mined in Egypt as early as 330 BC, but some historians estimate that the oldest emeralds are 2.97 billion years old. In fact, Cleopatra was said to cherish emeralds and even claimed ownership of all emerald mines in Egypt during her reign.

Today, couples may use emeralds as a symbol of loyalty, new beginnings, peace, and security.

However, natural emeralds require a bit more caution and care due to the natural inclusions (called “le jardin”), which are quite fragile. Fortunately, lab-grown emeralds can be a beautiful, affordable option for an engagement ring.

#3. Ruby Gemstone

Rubies are called the “king of colored stones” – and for great reason! Rubies symbolize passion and love with their rich red color. They’re also quite durable, making them suitable for everyday wear.

Ruby is also the red variety of the mineral corundum. All other colors of corundum are called sapphires, so the color is key for this royal stone!

As for ruby’s symbolism, this gemstone is the birthstone for July or is often used to celebrate a 15th or 40th wedding anniversary. Mined rubies come in all shades of red and are hearty enough to wear every day.

#4. Pearl Gemstone

While a bit more delicate, pearls have become a very popular option for a vintage style, non-diamond engagement ring. Widely known as June’s birthstone, pearls offer a soft, bespoke elegance for someone who wants a more neutral color as their gemstone.

Pearls are also the only gemstones made by living creatures. Marine animals, called mollusks, make pearls by depositing layers of calcium carbonate around microscopic irritants that get lodged in their shells. They quite literally make something beautiful from a problem!

Pearl engagement rings are not recommended for everyday wear, but on the upside, most pearls are not very expensive, so replacing them in your engagement ring isn’t too hard on the wallet when they get damaged

#5. Metal Only Engagement Rings

Sometimes, the best option for a non-diamond is…nothing!

Choosing to propose with a metal-only band is great for those who don’t want the fuss or upkeep of a gemstone engagement ring. But a metal band can still be filled with special details.

Multi-roped style bands (maybe signifying the joining together of the couple), fancy engraved bands, or even rings with special phrases embossed on the outside (and inside) can make this a very romantic, meaningful engagement ring. Plus, they can be worn without worrying about the gemstone!

Non-Diamond Engagement Rings: Frequently Asked Questions

Is it OK to get a non-diamond engagement ring?

Yes! Non-diamond engagement rings are becoming increasingly popular as couples look for unique, personal, and budget-friendly alternatives. Gemstones like sapphires, moissanite, and emeralds offer stunning beauty and durability, making them excellent choices for engagement rings.

What is a good alternative to a diamond engagement ring?

Popular diamond alternatives include moissanite (brilliant and affordable), sapphires (durable and colorful), emeralds (vintage elegance), and morganite (romantic blush tones). Some couples also opt for lab-grown diamonds or recycled gemstones for an eco-friendly choice.

What engagement ring is good for people who don’t like diamonds?

For those who don’t like diamonds, consider colored gemstones like sapphires, rubies, or emeralds, which offer rich hues and durability. Minimalist gold bands, signet rings, or eternity bands are also stylish, non-traditional choices for engagement rings.

What is the 3-month rule for engagement rings?

The 3-month rule suggests spending three months’ salary on an engagement ring. However, this is outdated—modern couples prioritize budget, style, and ethical considerations over arbitrary spending rules. The right ring is one that fits your partner’s style and your financial comfort.

Get Gorgeous Non-Diamond Engagement Rings at Scott’s Custom Jewelers

Find unique, non-diamond engagement rings that truly reflect your love story. We love to craft stunning alternative engagement rings with moissanite, sapphires, emeralds, and other brilliant gemstones. We create custom ring designs to match your style—from vintage to modern. Let’s dream up your perfect engagement ring today!

Whether you love trendy styles or timeless designs, here’s the ultimate guide to the most popular types of engagement rings for 2025.

The History of Engagement Rings

The history of an engagement ring, like pretty much everything else in life, dates back to Ancient Rome, when Roman women wore ivory, bone, copper, and iron rings “to signify a business contract or to affirm mutual love and obedience” to men, according to the Gemological Institute of America (GIA). Yikes!

However, it wasn’t until around 850 CE that the engagement ring was given an official meaning by none other than Pope Nicholas I.

He designated the engagement ring as representing a man’s intent to marry. And in 1477, the first diamond was used as the stone in an engagement ring when the Archduke Maximilian of Austria used it to propose to Mary of Burgundy. Fun fact: the ring was a diamond studded “M”.

Around the 15th century, engagement rings like we know today began to crop up as a symbol of a couple’s love, not a man’s property.

9 Stunning Engagement Ring Styles You’ll Love for 2025

Today, you don’t need to carve a ring out of bone or ivory to profess your love (but you do if that’s your jam!) Engagement ring styles run the gambit of a simple, single gemstone to elaborate designs that represent the couple’s interests and maybe even have a few “easter eggs” in it, a la T. Swift, that makes the ring extra meaningful.

Popular engagement trends for 2025 are all about choosing an engagement ring that symbolizes the couple through a design that can be worn every day. Here are nine engagement ring styles trending in 2025.

#1. Solitaire Rings

The most popular and longest-running trend in engagement ring styles is the classic solitaire engagement ring setting. Comprised of a single, stunning diamond or gemstone, set in a simple band of white gold or platinum. This is a timeless and elegant choice that allows the single diamond to be the main focal point.

Today, many brides-to-be are choosing elongated diamond shapes on a plain, 14k yellow gold band. Emerald cut, radiant cut, and oval cut stones (in super affordable, lab-grown diamonds) are mainstream, but the marquise-shaped diamond, popular in the 80s, is seeing a comeback as well (thanks, Selena Gomez!).

#2. Diamond Halo Rings

Another perfect choice is the diamond halo ring. This dainty, delicate option contains a central gemstone or diamond surrounded by a “halo” of smaller diamonds or gemstones, which amplifies the brilliance and size of the center stone.

Diamond halo designs can have scalloped, flowery edges with tons of details or can be bold and modern, with smooth channels or bezel set stones. Either way, halo engagement rings make the center stone really pop!

#3. Three-Stone Rings

Symbolizing the past, present, and future, the three-stone design features a center stone flanked by two smaller stones on each side. This classic engagement ring look is a great way to incorporate inherited diamonds on the sides, with a new, larger center diamond that signifies the joining of families.

Three-stone rings have so many style options, too. Love colored gemstones? Then try a gorgeous, oval-shaped blue sapphire in the center, accented with matching round diamonds on either side. Or use a diamond center stone and incorporate a couple of birthstones on the sides.

The possibilities are endless with this beautiful piece of jewelry!

#4. Vintage-Inspired Rings

Often filled with delicate filigree work and beaded details, vintage-inspired engagement rings have been popular for years. These rings feature intricate details inspired by various historical periods like Edwardian, Art Deco, or Victorian styles.

Vintage rings are also a great way to include fun details, like engraving the couple’s initials in the under-basket of the center diamond, small colored gemstones on the sides, or the shank of the ring.

#5. Toi et Moi Engagement Rings

Parlez-vous français? Toi et moi” is French for the highly romantic phrase “you and me.” And in jewelry, it also describes a very popular style of engagement ring.

This two-tone design features a bypass, or coiled band, with two gemstones nestled side by side where it meets around the finger. As the name suggests, toi et moi symbolizes two people meeting as one. ((Sigh))

Toi et moi style engagement rings can be two diamonds of different sizes and shapes (a great way to reuse family diamonds) or a diamond and a colored gemstone. There are really no rules with this trend— but they look stunning and definitely give off extra sparkle!

#6. Elongated Shaped Diamond Rings

Super feminine, elongated shaped diamonds are everywhere. Oval cut diamonds have been very on-trend for the past five years, but coming in hot are emerald cut, radiant, and rectangular cushion cut diamonds.

These long diamond shapes look awesome later, with a finger full of stacking bands accenting them. While traditionally, a woman would add only a wedding and anniversary band to each side of her solitaire setting.

Now they are adding bands that celebrate milestones like babies and special birthdays to the stack, creating a unique story.

#7. Colored Gemstone Engagement Rings

Some couples are opting for unconventional engagement rings with color instead of diamonds, in their engagement rings. Gemstones like sapphires, rubies, or emeralds have long been popular in European countries, and now that style is gaining steam in the States.

Colored gemstones like sapphires and rubies can withstand everyday wear and tear, like a diamond, and are a great choice. In fact, sapphires come in every color of the rainbow!

And with lab-grown varieties of gemstones also available, couples can also have an ethical, sustainable option when they crave something colorful.

#8. Cigar Band Engagement Rings

Bold is back, and the wide, cigar band style of engagement ring is having a moment! What are they? Well, as the name implies, the band itself is about the same width (or wider) as the metallic band around a cigar.

Thick, wide, 14k yellow gold bands, often with hammered and sandblasted finishes, are the showcase of this fun jewelry trend. While the band certainly makes a statement, opting for a cigar band engagement ring also gives room to double down on the size (and quantity) of the diamonds as well.

Paired with a delicate, thin diamond wedding band, this unique look is a modern take on traditional engagement rings. We love how it’s more practical for everyday wear.

#9. Bezel Set Diamond Rings

Bezels, either fully or partially surrounding the diamond, are rising in popularity because this setting style blends practicality with individuality. And while 14k yellow gold is the number one choice of metal with today’s brides, a white gold bezel can make a smaller diamond look larger as well.

This modern diamond style is ultra-secure for someone who is harder on their jewelry. The striking gold bezel design is a great option for those looking for both durability and style.

Types of Engagement Rings: Frequently Asked Questions

Which diamond shape is timeless?

The round brilliant cut is the most timeless diamond shape due to its classic appeal, maximum sparkle, and versatility. Other enduring shapes include the oval, princess, and emerald cuts, which have remained popular for decades.

What is the future outlook for the diamond industry?

The diamond industry is evolving, with lab-grown diamonds gaining popularity, increased demand for ethical sourcing, and a shift toward custom and unique engagement rings. The market is expected to focus on sustainability, transparency, and personalization in 2025 and beyond.

What is the 3-month rule for a ring?

The 3-month rule suggests spending three months’ salary on an engagement ring. However, this is an outdated marketing concept—modern couples prioritize budget, personal preference, and ethical considerations over traditional spending rules.

What is the most popular diamond shape in 2025?

In 2025, the most popular diamond shape is expected to be the oval cut, known for its elongated, finger-flattering shape and brilliant sparkle. Other trending shapes include the emerald cut, radiant cut, and pear-shaped diamonds.

Find the Perfect Engagement Ring at Scott’s Custom Jewelers

Ready to pop the question? We’ll help you create the perfect engagement ring that tells your love story. Custom-designed, ethically sourced, and made just for you. Start designing today!

Why give your betrothed a single stone when you could give them a two, three, or even four-stone ring? Multi stone engagement rings are timeless, and the more gems, the merrier.

You can have fun with different metal types, too: rose gold, yellow gold, white gold, platinum—the sky’s the limit.

Ready to feel inspired? Here are 15 stunning and unique multi-stone engagement ring ideas to inspire you to design something totally unique.

1. Vintage Three-Stone Engagement Ring with Round Diamonds

When it comes to multi-diamond rings, this one is always a classic. The three-stone design features a large, center round diamond flanked by two smaller round diamonds on either side.

Add intricate details like milgrain edging and engraved accents to give it a vintage flair. Pair with metal types like yellow gold or rose gold to give it an extra vintage feel.

2. Emerald Cut Diamond with Baguette Accents

The long, sleek lines of an emerald cut diamond pair perfectly with baguette cut diamonds on each side. This multi-diamond engagement ring offers a sophisticated design, and will never go out of style.

And with super affordable lab grown diamonds in Dublin, you can get a high quality, eco-friendly and conflict free gem without breaking the bank.

3. Halo Style Multi Stone Engagement Ring

This engagement ring original is so beautiful and delicate. Ahalo design allows you to use a diamond center of any shape surrounded by a halo of smaller diamonds.

Adding side stones to the band means extra sparkle too! Halo-style engagement rings offer a lovely way to repurpose a family diamond, giving it a new twist, and making it look larger.

4. Colored Gemstone Trio with Diamond Accents

For a colorful twist on your multi stone engagement ring, choose a center gemstone like a sapphire, ruby, or emerald. Then, flank it with diamonds or other colored gemstones, combining color and brilliance for a unique engagement ring design. 

Fun fact: colored gemstones were considered the norm for engagement rings in Europe until the mid 1900s!

5. Pear Shaped and Side Diamond Combination

How gorgeous is this center teardrop or pear shaped diamond accented with two contrasting shaped diamonds on the side?

It’s an elegant pairing that looks both modern and timeless, and is sure to be noticed! Pair with metals like rose gold, white gold, or yellow gold to make it pop.

6. East-West Set Multi Stone Engagement Ring

These are one of the most breathtaking rings around. In this setting, the stone (often a diamond but also a colored gemstone can be used) is set horizontally across the band. If the center stone is larger, it looks stunning on it’s own, but adding smaller diamonds on the side, creates a super chic look.

7. Asscher Cut Diamond with Side Stones

An Asscher cut diamond stone engagement ring is a stunning choice because it’s cutting literally draws you into the stone—it’s mesmerizing! Flanking it with smaller diamonds, gives it a vintage yet modern look with loads of geometric illusion and sparkle.

8. Three-Stone Ring with Oval Diamonds

This ring is super unique and head turning. An oval diamond sits as the center stone, and two smaller oval diamonds hug the sides. It creates a graceful and elongating effect. This multi stone engagement ring look is perfect for showcasing the beauty of each of the gemstones.

9. Floral Design with Multi-Colored Stones

Why not let your personality really shine with a multi stone engagement ring that features a floral design motif? Here, the petals are made up of colored gemstones, surrounding a center lab grown diamond. This look is so romantic and whimsical.

10. Cluster Style with Round Diamonds

This multi stone engagement ring is a perfect way to reuse small family diamonds. The center is actually a cluster of small round diamonds, with accent diamonds on the band. It offers a unique, vintage-inspired look that maximizes sparkle.

11. Trilogy Ring with Marquise Shaped Diamonds

Behold this lovely trilogy design with at least three marquise shaped diamonds. It’s arranged in a graduated fashion across the band, which gives the ring an elegant, flowing aesthetic. This also looks amazing with colored gemstones! Pair with yellow gold, rose gold, or white gold to complete the look.

12. Hexagon-Shaped Center with Side Stones

A hexagonal-shaped frame, with a diamond or colored stone center, is a cool focal point in this custom multi stone engagement ring. Add a sprinkle of side diamonds to give it a fun vibe.

13. Mixed Metals with Multi-Stone Setting

Super trendy! Combining different metal colors (yellow gold, white gold, and rose gold) with various stones creates a rich look. Best of all, the ring will go with whatever metal you are wearing.

14. Halo with Pave Side Stones Engagement Ring

In this look, a center diamond is surrounded by a halo of smaller diamonds with additional pave-set diamonds running along the band. The bonus diamonds give this multi stone engagement ring some extra sparkle and a touch of luxury.

15. Modern Three Stone Engagement Ring

A contemporary take on the three-stone design, diamonds (or gemstones) are set side-by-side and vertically, giving the ring a bold and substantial look! This is a creative way to showcase three different-sized, family stones too!

Ready to Design Your Perfect Multi Stone Engagement Ring?

Your Dublin engagement ring should be as extraordinary as the love it symbolizes. Whether you’re drawn to vintage-inspired styles, modern designs, or a burst of colorful gemstones, a custom multi-stone ring is the perfect way to make a statement. 

Let’s bring your vision to life! Schedule your design consultation today and take the first step toward creating a ring that’s uniquely yours. Book your consultation now to get started.

It’s actually not so hard, if you have the proper tools. Here’s what you’ll need and where to go to insure your engagement ring.

Step 1: Jewelry Appraisal

The first and most crucial document for insuring an engagement ring is a professional jewelry appraisal. This provides an expert valuation of the ring’s worth, which is necessary for determining the coverage amount. The appraisal will typically include:

• The carat weight, cut, color, and clarity of the diamond (or gemstones).
• Details of the metal type (e.g., platinum, white gold, etc.) and the ring’s design.
• Estimated market value or replacement cost.

In addition, make sure the jewelry appraisal is recent (usually within 1-2 years) because gemstone and metal prices fluctuate with the market.

After you’ve secured an updated appraisal, you’ve got options for insuring it.

Step 2 (Option #1): Add It to Your Homeowners or Renters Insurance

Many people choose to add their engagement ring to their existing homeowners or renters insurance policy. Typically, mined diamond rings cost more to insure than lab grown diamond engagement rings, because of their affordability. Another perk for lab diamonds!

Homeowners or renters insurance is often the most straightforward option, but you do need to make sure you change this each time you move.

Steps to insure your ring include:

#1 – All-Risk Coverage: Comprehensive Peace of Mind

Jewelry-specific insurance policies often come with all-risk or open-peril coverage. This means your insurance policy protects your engagement ring against almost any potential mishap. That is, of course, unless the policy specifically excludes a particular mishap.

Common exclusions might include general wear-and-tear, intentional damage, or rare scenarios like acts of war. With all-risk coverage, you can rest assured that unexpected events like accidental drops, misplacement, or even mysterious disappearances are accounted for. These policies typically provide comprehensive protection for your valuable investment.

#2 – Loss, Theft, and Damage Protection: Total Security for Every Scenario

One of the key benefits of jewelry-specific insurance is its robust protection against loss, theft, and accidental damage. Whether your ring is stolen during a trip, damaged while doing daily activities, or even misplaced, this type of coverage ensures you’re not left dealing with the loss alone.

Additionally, the flexibility to cover incidents that happen anywhere in the world makes this a preferred option for those who travel frequently or lead active lifestyles.

#3 – Replacement or Cash Payout: Flexibility to Restore Your Ring

Jewelry-specific insurance policies often give you the choice between a replacement option or a cash payout. With the replacement option, the insurance company works to source an identical or equivalent ring, ensuring you maintain the same quality and value.

Alternatively, the cash payout option provides you with funds to purchase a new ring that meets your preferences. This flexibility allows you to handle claims in a way that suits your needs, making it a highly practical choice for engagement ring protection.

Step 2 (Option #2): Purchase a Jewelry-Specific Insurance Policy

Some insurance companies specialize in only jewelry coverage, providing policies tailored to the unique needs of valuable items like engagement rings. Jewelry-specific insurance typically offers:

All-Risk Coverage: Broad Protection for Your Investment

Jewelry-specific insurance policies are designed to offer all-risk or open-peril coverage, ensuring your engagement ring is protected against a wide range of potential issues.

From accidental drops to unexpected misplacement or damage, these policies provide peace of mind by covering almost any scenario unless explicitly excluded, such as general wear-and-tear or intentional damage. This type of coverage is ideal for safeguarding your ring against the unpredictability of daily life.

Loss, Theft, and Damage Protection: Safeguard What Matters Most

Engagement rings are more than valuable—they’re sentimental. Jewelry-specific insurance offers robust protection against common risks like loss, theft, or accidental damage.

Whether your ring is stolen during a vacation, damaged in an unforeseen accident, or even mysteriously disappears, these policies ensure you’re covered. This level of protection allows you to enjoy wearing your ring every day without worrying about the worst-case scenarios.

Replacement or Cash Payout: Choose What Works Best for You

Jewelry-specific insurance gives you the flexibility to decide how to handle a claim. The replacement option works to match your original ring as closely as possible, ensuring the same design and value.

Alternatively, a cash payout allows you the freedom to select a new ring that aligns with your preferences. This dual option ensures you can restore your loss in a way that suits your personal and financial needs, making jewelry insurance a smart choice for protecting your engagement ring.

Step 3 – Check Your Credit Card’s Purchase Protection

If you purchased the engagement ring with a credit card, especially one that offers purchase protection or extended warranties, you may already have some limited coverage. Some credit card companies may even offer extended manufacturer warranties, which could be useful if your ring experiences issues like stone loss or breakage.

Usually, credit card insurance typically have a very limited coverage compared to dedicated jewelry insurance, so you may still want to consider a separate policy.

Step 4 – Consider a Ring Appraisal and Value Over Time

When insuring your engagement ring, it’s important that you have a recent appraisal to determine its value. An up-to-date appraisal ensures that your ring is insured for its current market value, including the diamonds, precious metals, and craftsmanship.

If you’re lucky enough to have a family keepsake for your engagement ring, make sure you have it’s value reassessed periodically. Gemstone and metal prices can fluctuate, so having an updated appraisal of your ring will be necessary.

Step 5 – Understand the Exclusions and Limits of The Policy

Regardless of the type of policy you choose, always read the fine print to understand any exclusions or limitations in the coverage. For example:

• Loss vs. Mysterious Disappearance: Some policies may cover theft but exclude loss or “mysterious disappearance,” meaning the ring must be stolen with a police report filed for the claim to be valid.
• Stone Loss or Damage: Confirm whether stone loss, such as the diamond falling out of the setting, is covered.
• Limits on Coverage: Ensure the value you’re insuring reflects the full appraised value and not a lower limit set by the insurer.

Protect Your Ring, Protect Your Peace of Mind

Your engagement ring is more than a piece of jewelry—it’s a symbol of your love and commitment. Don’t leave it to chance. By securing the right insurance, you can protect your investment against life’s unexpected twists.

Whether you choose to add it to your homeowners policy or opt for jewelry-specific insurance, taking this step ensures your ring is safeguarded for years to come. Start the process today and enjoy the peace of mind that comes with knowing your cherished piece is protected.